Insights

Guides from the people who file this paperwork weekly.

US company formation, tax IDs, federal filings, and state compliance. Explained plainly, with the numbers and deadlines that actually apply in 2026.

EIN & Tax IDs

EIN reference numbers 106, 107, and 108: what they mean and what to do

The IRS does not publish what these three codes mean. What its manual says happens when you call, what the best private sources say each one signals, and the fax route that resolves all three.

August 26, 20268 min read
EIN & Tax IDs

IRS Letter 147C: how a foreign owned LLC gets its EIN confirmation when the CP 575 is lost

The IRS will not reissue a CP 575. Who may request the 147C, the numbers for callers outside the US, what to have ready, and how long fax and mail delivery take, all from irs.gov.

August 26, 20269 min read
Banking

Why US Bank Applications Get Declined for Foreign-Owned LLCs

Most guides rank providers and earn a fee on the click. This one covers the order you have to do things in, the six things that trigger a decline, and what to do when it happens.

July 27, 20268 min read
EIN & Tax IDs

EIN Reference Number 101: What It Means and How to Fix It

Reference 101 is a name conflict, and once you have it the online assistant is closed to that entity. The fax route that works, the exact numbers, and the line on the form that decides whether you wait four days or four weeks.

July 27, 20267 min read
EIN & Tax IDs

EIN reference number 102: what it means and how to fix it

Reference 102 means the responsible party's name and SSN or ITIN did not match IRS records. The mismatches that cause it, the one retry worth making, and when to switch to fax.

August 1, 20265 min read
EIN & Tax IDs

EIN reference number 103: what it means and how to fix it

The IRS wants a person as the responsible party, not a company. Why 103 shows up on holding-company structures, and how to rebuild the application so it goes through.

August 1, 20265 min read
EIN & Tax IDs

EIN reference number 104: what it means and how to fix it

The third-party designee's contact details matched the business's own, and the IRS refused. Who triggers this, usually a formation service, and the two clean ways out.

August 1, 20265 min read
EIN & Tax IDs

EIN reference number 105: what it means and how to fix it

Too many attempts, one day locked out. Waiting 24 hours resets the counter but not the cause. Find the error you got first, fix that, and know when fax is the answer.

August 1, 20265 min read
EIN & Tax IDs

EIN reference numbers 109 and 110: what they mean and what to do

These two are faults in the IRS system, not in your application. The tool's real operating hours, how long to wait between tries, and when to give up and fax the SS-4.

August 1, 20265 min read
Tax Planning

Can a Non-US Owner of a US LLC Use a Solo 401(k)?

The answer turns on one concept: effectively connected income. What ECI is, why Amazon FBA makes it contested, and the five things you need before a Solo 401(k) is even possible.

July 27, 20269 min read
Compliance

Do Foreign-Owned US LLCs Still File a BOI Report? (2026 Answer)

FinCEN's March 2025 rule exempted every company formed in a US state, foreign-owned ones included. Who still files, why stale guidance keeps founders paying for a report they don't owe, and what belongs on the calendar instead.

July 27, 20268 min read
EIN & Tax IDs

How to Get an EIN Without an SSN: A Non-US Founder's Guide (2026)

You don't need an SSN or ITIN to get a federal tax ID for your US company. The exact Form SS-4 process: fax numbers, the phone option, realistic timelines, and the six mistakes that cause rejections.

July 8, 202610 min read
Tax Filing

Form 5472: The $25,000 Filing Foreign-Owned LLCs Miss Most (2026 Guide)

Your LLC made no money, so there's nothing to file. Right? Wrong, and the penalty starts at $25,000. Who must file, what counts as a reportable transaction, and how the pro forma 1120 actually gets submitted.

July 8, 202610 min read
Company Formation

Delaware vs Wyoming vs Nevada: Where Should a Non-US Founder Form an LLC? (2026)

The three states everyone shortlists, compared on real numbers: formation fees, five-year costs, privacy, courts, and the cases where each one actually wins.

July 8, 202611 min read